Best Loyalty Schemes & Cards

• Georgia
• Cash, Money & Finance

Retailers are engaged in a scrum for your custom and the best way to hook you in and keep you coming back are loyalty cards/schemes.

More than 17 million users in the UK have a Clubcard. Consumers can use their card to collect points on food, fuel, fashion and more both in store and online. There's also exclusive Clubcard prices, meaning that a certain product will be cheaper for members that ordinary shoppers

Despite the excellent saving you can make, there are still millions of people who aren't taking advantage of these money saving schemes. Whether you're the kind of person with loyalty cards busting out of your purse or you're one of these people are are sceptical about the savings, this article is worth reading on because not all loyalty cards are made the same.

best loyalty cards and apps

• Tesco Clubcard
  Unlock exclusive deals at Tesco (150 points turns into £1.50 in vouchers). Plus get up to 3x your voucher value with their Reward Partners


• Nectar card
  Join over 18 million Nectar shoppers making shopping rewards every day. They also have 300+ big brand partners


• Paperchase Treat Me
  Loyal stationery lovers don't get points, just perks! Spend £50 within six months and get £5 off next shop.


• Boots Advantage Card
  Collect 4 points for every £1 you spend. Plus, unlock exclusive offers on hundreds of products.


• Superdrug Health and Beautycard
  Everyone loves a special treat on their birthday. Free delivery for scheme members when they spend £15 or more.


• Subcard
  Meaty rewards and freebies for loyal subcard members.


• Nando's Card
  With Nando's Card there is such thing as a free lunch. Earn rewards which turn into free PERi-PERi!


• Waterstones Plus
  Waterstones rewards curiosity. Earn and redeem points as you spend in their shops, cafes and online. Plus Student get an additional 5% off every purchase.


• Co-op Membership
  Personalised offers for Co-op food to choose from every week. Plus, exclusive member deals and discounts. Joining fee of £1.


• Starbucks Reward Card
  Earn free drinks fast. You get 3 Stars for every £1 you spend with the coffee chain. Every 150 Stars gets you a free hot drink.


• Costa Coffee Club
  Buy 8 drinks to get 1 free in store. Plus, free cake on your birthday.


• IKEA Family card
  Freebies and discounts in store. Free hot drink, Monday-Friday.


• myWaitrose
  Free magazines and persoanlised vouchers, refreshed each week and shaped by the way you shop.


• MyMcDonald's
  You can now earn 1 point for every penny you spend and redeem them for free rewards!


• Liberty Collective Loyalty Programme
  £1 spent and get 5 points. 1,000 points = £10 voucher. Plus, invites to discover even more with rewards, exclusive content and unique events

More than 17 million users in the UK have a Tesco Clubcard. Like many loyalty schemes, Tesco Clubcard members get exclusive Clubcard prices on certain products that you buy most often or on products that Tesco think you might like, based on your profile. You can also transfer your Clubcard points/vouchers to receive an extra 2,500 Virgin points, a nice discount for your next holiday. Other benefits they have promoted in the past include three months of Disney+ for £6 via Clubcard and money-off on days out via Hotels.com and English Heritage.

Those are just some of the most common loyalty cards out there that offer shoppers money saving discounts and free stuff from time to time.

Bear in mind that loyalty schemes change all the time so it's important to keep an eye on the special deals and benefits.